Your AI drafts the FICA file. A person still signs off.
It reads new client documents and compiles the FICA file, watches transactions for the patterns your policy flags, and drafts the report before the window closes. Self-hosted cuts vendor count and licence bill together.
What your AI would do in Financial Services.
Concrete jobs an AI operating system set up around your business could take on, including the ones that catch a problem before it lands on your desk.
01
Reads a new client's documents and drafts the FICA file for a person to verify.
02
Watches transactions for the patterns your compliance policy flags, and drafts the report.
03
Answers routine policy or account questions so your advisors spend their time on the calls that need a person.
04
Flags an account's activity drifting from its normal pattern before the monthly review, not during it.
cases
97,975 cases.of digital banking fraud reported by South African banks in 2024, an 86% increase on 2023
What your AI does about it:
It watches transactions for the patterns your compliance policy flags and drafts the report for a person to review.
Imagine it. Here it is.
See it work.
A short, fictional scenario. Watch the AI handle it end to end.
R 4.90M
Typical annual licence spend
Across 8 common financial services tools
R 4.41M
Recoverable each year
After self-hosted OSS migration
3
Sector pain points we cover
From licensing to compliance to access control
The financial services stack, on the books
Tap a tool. See the open-source swap and the saving.
Bars show what the typical financial services firm spends annually on each licence. The sage portion is what the hosted open-source equivalent costs.
Typical Financial Services stack
8 tools · R 4.90M/yr in licences
Replace
Temenos T24
Core Banking · R 2.22M per year
With
Apache Fineract / Mifos
Self-hosted on your infra
Annual savings
R 2.00M
After hosting · approx 90% reduction
Current annual spend
R 4.90M
Estimated OSS hosting
R 490K
Annual savings
R 4.41M
Tap any tool to see the open-source replacement and the per-tool saving
Where financial services time and money leak
What we hear on every financial services discovery call.
Compliance files compiled by hand under a deadline
FICA files and suspicious-transaction reports get pulled together manually against a clock. An AI drafts the file from the documents; a person signs off.
Regulated-data SaaS is a compliance minefield
Every vendor touching customer data needs an agreement under POPIA. Self-hosting slashes vendor count to near zero.
Core platforms are rental traps
Multi-year contracts and mandatory upgrade cycles on core systems. Apache Fineract and Mifos are viable open source alternatives for credit and microfinance.
How we handle the financial services edges
The sector-specific things we get right.
Now it's real.
Four things stay true, whatever we build for you.
Your hardware or ours
On your server, on ours, or on a machine in your office running an open model. Your call.
A person approves what matters
Payments, deletions and anything going to a client wait for a yes from you or someone you choose.
Every action logged
You can see what it read, what it did and why, for every task.
Built with POPIA in mind
We set it up the way we set up any system that handles personal information, with the same care our compliance work gets.
Questions people ask
Does the AI approve a client without compliance sign-off?
No. It drafts the file and flags anything unusual; a compliance officer still approves every account.
How does this reduce our POPIA vendor exposure?
Fewer SaaS vendors touching customer data means fewer operator agreements and DPIAs to maintain.
Can it help with signing-key management for SARB requirements?
Yes, self-hosted HSM integrations keep customer PII encryption keys on infrastructure you control.
How fast can it help with an Information Regulator breach window?
Our SIEM setup detects and contains incidents and drafts the notification, so the clock isn't working against a manual process.