Compliance-heavy, margin-thin, SaaS-expensive.
Banks, insurers, brokers, and fintechs carry the heaviest regulatory load and the most expensive software stacks. POPIA, FICA, FAIS, and FSCA oversight makes cross-border SaaS a ticking risk. Self-hosted open source with SA-side hosting cuts the licence bill and the compliance headache.
Three pains specific to financial services.
Regulated-data SaaS is a compliance minefield
Every vendor that touches customer data needs an agreement under POPIA. Self-hosting slashes vendor count to near zero.
Core banking and insurance platforms are rental traps
Core-system vendors with multi-year contracts and mandatory upgrade cycles. Open source alternatives (Apache Fineract, Mifos) are viable for credit, microfinance, and insurance back-ends.
Anti-fraud tooling priced per-transaction
Fraud screening on a transaction basis compounds with growth. Self-hosted ML fraud pipelines (we build them) remove the variable cost.
Your typical stack
About R4 897 404 a year.
Financial Services firms typically run this stack. Click any tool to see the open source replacement and the migration plan.
What we do for financial services
Savings is just the start.
Financial Servicesfirms also come to us for the security, compliance, and build work that goes with the stack swap. Here's what that usually looks like.
The things your sector cares about.
POPIA, FICA, and FSCA stacking
Multi-regulator compliance. We produce the evidence package each regulator asks for from one underlying audit trail.
Cryptographic key management on SA soil
Signing keys and customer PII encryption keys should live on infrastructure you control. Self-hosted HSM integrations keep SARB happy.
Incident reporting windows are tight
Information Regulator expects breach reporting inside hours. Our SIEM setup detects, contains, and produces the notification draft before the clock runs out.
Free audit. No pitch.
A 30-minute call. We look at your current stack, your headcount, your compliance posture. You get a written assessment with exact Rand numbers. You decide from there.